Comparison

An alternative to Holded: how it compares with zBilling

Holded is business management software with invoicing, banking, taxes and paid add-on modules (POS, inventory…); zBilling is invoicing software with POS and Verifactu designed for freelancers, shops and small businesses. We compare what each one offers using their public information.

The zBilling team · Publicado el · Last reviewed:

Prices

HoldedzBilling
Entry-level planPlus: €15/month + IVABásico: €10/month including IVA (€8.26 + IVA)
Higher plansBásico €29, Estándar €59, Avanzado €99 and Premium €199/month + IVAPro €20 (€16.53 + IVA) and Ilimitado €30 (€24.79 + IVA) per month
Annual billingNo discount for paying annuallyTwo months free: €100, €200 or €300/year including IVA
Free trial14 days, no card20 days, no card
Promotion running when checked50% off the first 3 monthsNone

Features in the entry-level plan

Holded PluszBilling Básico
Invoices250 a yearUnlimited, plus receipts, quotes, delivery notes and pro formas
Users11
Customers and productsNot statedUp to 5 customers and 10 products
Automatic expense scanningUnlimited5 a month (50 on Pro, 250 on Ilimitado)
Banking and reconciliation1 connected bank, reconciliation includedBank accounts and movements included; bank connection and reconciliation as a module on request
VerifactuIncluded in all plansIncluded in all plans
Access for your accountantIncluded, without using up a user seatIncluded: a dedicated portal for your accounting firm
POSPaid add-on, from €25/shop/month + IVAIncluded
Inventory / stockPaid add-on, from €25/month + IVAIncluded (within the plan’s product limit)
Recurring invoicesNot on the Plus planFrom the Pro plan up
APIYes (20 requests a day on Plus)Yes

When Holded is the better fit

  • If you need more business management areas than invoicing on a single platform and paying for its add-on modules is worth it to you.
  • If you want bank connection and reconciliation from the very first plan.
  • If you scan a lot of expenses each month on the cheapest plan.
  • If your company needs the SII or Corporate Income Tax, which Holded includes in its higher plans.

When zBilling is the better fit

  • If you sell over the counter and want the POS and stock control without paying for add-on modules.
  • If you issue a lot of documents and don’t want a yearly cap on invoices.
  • If you want a fixed price including IVA and a longer trial.
  • If your accounting firm handles your tax forms from its own portal.

Frequently asked questions

Can zBilling replace Holded?

For invoicing, selling over the counter, controlling stock and working with your accountant, yes. If you use other Holded business management areas beyond invoicing, compare module by module before switching.

Which one is cheaper?

Excluding IVA, zBilling’s entry-level plan costs €8.26/month and Holded’s €15/month, according to their websites on 20 October 2026. Compare the limits too: Holded Plus allows 250 invoices a year and zBilling Básico 5 customers and 10 products.

Do both comply with Verifactu?

Both state that Verifactu is included in all their plans. Always ask for the manufacturer’s statement of compliance (declaración responsable).

Sources

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No credit card needed. Prices include IVA.